Attention homeowners in Saint Petersburg and Pinellas County: Get an Appraisal today!

See the top seven reasons why FL homeowners call on AAA Appraisal, Inc.:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
To reduce their mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in FL

Own a house in or near Saint Petersburg, FL and need help deciding the price of it?
Contact AAA Appraisal, Inc..

We at AAA Appraisal, Inc. understand the individual needs of a customer looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at AAA Appraisal, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value judgement than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are seasoned in helping customers just like you get rid of unneeded PMI insurance.

Challenge Pinellas county's assessment of your property

If you live in an area that is declining or not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting a professional appraisal from AAA Appraisal, Inc. is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be troublesome from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. AAA Appraisal, Inc. can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for preciseness, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from AAA Appraisal, Inc. can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.